
Sirago
Next level Gap Cover Medical Aid.
​
​
CLICK HERE TO VIEW THE SIRAGO PLUS BROCHURE
CLICK HERE TO VIEW THE SIRAGO ULTIMATE BROCHURE
Signup for Sirago Gap Cover in 2 EASY STEPS
1. Click any of the following links to view the brochure:
​
​​
​
​
​​
​
Who is covered by this policy?
​
We cover policyholders and beneficiaries of all ages. The benchmark for premium determination is based on whether you join as an individual, or as a family, and the prospective policyholder’s age at the inception of the policy according to the following three age bands:
​
-
54 years and younger
-
55 years to 64 years
-
65 years or older
​
We will cover you and all the dependants registered on your medical scheme on one policy. If you belong to different medical schemes, or medical scheme options, we will cover two adults (ie the policyholder and on other adult dependant, if applicable) and all child dependants on one policy.
​
A child is considered to be a child dependant up to the age of 21, however cover can be extended to the age of 27 for full-time students. Documented proof of full-time studies is required to verify a dependant over the age of 21, or by providing the Certificate of Membership from your medical scheme confirming that the dependant is still on the same medical scheme.
​
​
What is Gap Cover?
​
Gap Cover is the invaluable safety net that covers the shortfall between what medical schemes pay and what specialist doctors charge. Without this, policyholders may find themselves paying for unexpected costs from their own pockets.
​
Why Sirago?
Our competitive and affordable products are unparalleled in the market place and are the ideal complement to your overall healthcare portfolio.